Small Farm Insurance

The standard farm policy is a hybrid of homeowners coverage, commercial business insurance and specialty insurance. If the farm is a going commercial concern, the owner will want a basic farm policy providing the following basic coverages:
 

  • Property Coverage: This coverage protects your home, outbuildings, belongings and some equipment in the event of loss, such as a fire or tornado.
  • Liability Coverage: This coverage will cover a loss unintentionally caused by you or your employees to another’s property or person.
  • Medical Payments: This coverage will provide payments for medical bills sustained by someone injured on your property.
  • Additional Living Expenses: If you must relocate from your home due to damage caused by a covered event, then this coverage provides for the costs of things like temporary housing or a hotel stay.
Hall & Marose Silveus Insurance Agency offers free, comparative quotes on insurance from multiple insurance carriers so you can get the best possible rate.

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October 10th, 2013 by Hall & Marose Silveus Insurance Agency